BTC65420.0 2.40%
ETH3500.0 1.20%
EUR/USD1.0840 0.10%
GBP/USD1.2650 0.05%
GOLD2350.0 0.80%
OIL85.4000 0.50%
SPX5200.0 0.60%
NDX18100.0 0.90%
USD/JPY151.2 0.20%
TSLA175.4 1.20%
BTC65420.0 2.40%
ETH3500.0 1.20%
EUR/USD1.0840 0.10%
GBP/USD1.2650 0.05%
GOLD2350.0 0.80%
OIL85.4000 0.50%
SPX5200.0 0.60%
NDX18100.0 0.90%
USD/JPY151.2 0.20%
TSLA175.4 1.20%

Degiro Review

4.6

Degiro is Europe’s leading execution-only broker, now operating as flatexDEGIRO Bank AG. This gives clients the security of a German bank with incredibly low trading fees. It offers access to 50+ global exchanges and is famous for its "Core Selection" of ETFs which have reduced handling fees.

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flatexDEGIRO Bank AG is supervised by the German Financial Supervisory Authority (BaFin). In the Netherlands, flatexDEGIRO Bank AG Dutch Branch is registered with DNB and supervised by AFM and DNB.

Pros

  • Regulated German Bank (BaFin)
  • Incredibly low fees compared to banks
  • Huge selection of global stocks & ETFs
  • User-friendly proprietary platform

Cons

  • No Forex or Crypto trading
  • Real-time data often costs extra
  • No demo account available

Bank Status & Regulation

Following the merger with Flatex, Degiro is not just a broker but a fully regulated German bank (flatexDEGIRO Bank AG). Your uninvested cash is protected up to €100,000 under the German Deposit Guarantee Scheme, providing a higher level of safety than standard investment firms.

The Core Selection (ETFs)

Degiro is a favorite among passive investors due to its **ETF Core Selection**. This list includes hundreds of popular ETFs (like iShares and Vanguard) that can be traded with €1 commission (plus handling costs), significantly cheaper than standard rates. Fair use policy applies.

FAQs about Degiro

Is my money safe?

Yes, uninvested cash is protected up to €100,000 under the German Deposit Guarantee Scheme because Degiro is a regulated bank.

What are the fees?

Fees are very low. US stocks cost €1.00 + €1.00 handling fee per trade. ETF Core Selection trades cost €1.00 handling fee.

Can I trade crypto?

Direct crypto trading is not available. However, you can trade Crypto ETNs and ETFs if they are available in your region.

Does Degiro offer a demo account?

No, Degiro does not offer a demo account. You must open a real account to see the platform, but the minimum deposit is €0.01.

Who can open an account?

Degiro is available to residents of most European countries (e.g., UK, Germany, France, Spain, Netherlands). It is not available in the USA.

Regulatory Risk Warning

Investing involves risk of loss. You can lose (a portion of) your deposit. We advise you to only invest in financial products that match your knowledge and experience.