HFM Review
HFM (formerly HotForex) is a multi-asset broker with over 3.5 million accounts opened. It is particularly famous for its "Cent Account," which allows beginners to trade with pennies while learning. In 2025, HFM heavily updated its proprietary HFM App to include seamless copy trading (HFcopy) and zero-fee deposits.
Pros
- Cent Account (Trade with pennies)
- Leverage up to 1:2000 (Global)
- HFM App with built-in Copy Trading
- Swap-Free accounts available
Cons
- Bonuses are not withdrawable (Credit only)
- Spreads on Cent accounts can be higher
- No crypto wallet (CFD only)
Cent Account
HFM App & Copy Trading
FAQs about HFM
What is a Cent Account?
A Cent Account displays your balance in cents (USC). A $10 deposit appears as 1,000 USC, allowing you to trade smaller lot sizes and manage risk precisely.
What is the maximum leverage?
HFM offers dynamic leverage up to 1:2000 for clients of its global entities (SV/Seychelles). EU and UK clients are capped at 1:30.
Is HFM regulated?
Yes, HFM is a multi-regulated broker with licenses from the FCA (UK), DFSA (Dubai), FSCA (South Africa), CMA (Kenya), and FSA (Seychelles).
What is the minimum deposit?
There is effectively no minimum deposit ($0) for Premium and Cent accounts, allowing you to start with any amount you prefer.
Does HFM offer bonuses?
Yes, HFM frequently offers promotions like a 100% Supercharged Bonus or a 20% Top-Up Bonus for global clients (terms apply).
Regulatory Risk Warning
Trading leveraged products such as Forex and CFDs may not be suitable for all investors as they carry a high degree of risk to your capital.