BTC65420.0 2.40%
ETH3500.0 1.20%
EUR/USD1.0840 0.10%
GBP/USD1.2650 0.05%
GOLD2350.0 0.80%
OIL85.4000 0.50%
SPX5200.0 0.60%
NDX18100.0 0.90%
USD/JPY151.2 0.20%
TSLA175.4 1.20%
BTC65420.0 2.40%
ETH3500.0 1.20%
EUR/USD1.0840 0.10%
GBP/USD1.2650 0.05%
GOLD2350.0 0.80%
OIL85.4000 0.50%
SPX5200.0 0.60%
NDX18100.0 0.90%
USD/JPY151.2 0.20%
TSLA175.4 1.20%

Robinhood Review

4.3

Robinhood pioneered commission-free trading and has evolved into a full-service financial powerhouse. In 2025, the "Robinhood Gold" membership is a key differentiator, offering 5% APY on uninvested cash, a 3% match on IRA contributions, and access to the 24-Hour Market for trading stocks overnight.

Visit Robinhood
Robinhood Financial LLC is a member of SIPC, which protects securities customers of its members up to $500,000.

Pros

  • Zero commissions on Stocks, Options, Crypto
  • Robinhood Gold (High APY & IRA Match)
  • 24-Hour Market (Trade select stocks overnight)
  • Extremely user-friendly mobile interface

Cons

  • Customer support is limited compared to pro brokers
  • Chart analysis tools are basic
  • Payment for Order Flow (PFOF) model

Robinhood Gold

For $5/month, Gold members get premium features: **5.0% APY** on uninvested cash (FDIC insured up to $2.25M via partner banks), **3% IRA Match** on retirement contributions, lower margin rates, and Level 2 market data from Nasdaq.

24-Hour Market & Futures

Robinhood allows trading on select popular ETFs and stocks 24 hours a day, 5 days a week. In 2025, they also began rolling out **Futures Trading** and **Index Options** to compete with advanced platforms, keeping costs low.

FAQs about Robinhood

Is trading really free?

Yes, there are $0 commissions to buy and sell stocks, options, and crypto. Robinhood makes money via Payment for Order Flow (PFOF) and Gold subscriptions.

What is Robinhood Gold?

Gold is a $5/month subscription offering 5% interest on cash, cheaper margin investing, bigger Instant Deposits, and professional research.

Can I trade crypto?

Yes, Robinhood Crypto allows you to trade Bitcoin, Ethereum, Dogecoin, and more with zero commission. You also have a Web3 wallet.

Is Robinhood available in the UK?

Yes, Robinhood launched in the UK in 2024, offering commission-free trading on US stocks and 24-hour market access to British residents.

Does it offer retirement accounts?

Yes, Robinhood offers Roth and Traditional IRAs with a unique 1% match (3% for Gold members) on every dollar contributed.

Regulatory Risk Warning

All investments involve risk, including the loss of principal. Options trading entails significant risk.