Interactive Brokers Review
4.9
Interactive Brokers é a corretora principal para investidores sofisticados. Em 2025, introduziram "Contratos de Previsão" e lideram em taxas de margem e juros sobre dinheiro.
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Interactive Brokers LLC is a member of NYSE, FINRA, SIPC. Regulated by the US SEC and CFTC.
Pros
- Unbeatable margin rates (Starts ~5.14%)
- Global access (150+ markets in 34 countries)
- High interest on uninvested cash (up to 4.83% USD)
- New "Forecast Contracts" for event trading
Cons
- Complex fee structure (Pro vs Lite)
- TWS platform has a steep learning curve
- Strict KYC and compliance checks
Forecast Contracts (New 2025)
IBKR now offers **Forecast Contracts** via ForecastEx. These allow you to trade on the outcome of economic data releases (like CPI), political events, and climate data. It is a regulated way to hedge against real-world events, separate from traditional asset prices.
Margin & Interest
IBKR Pro offers margin loan rates starting around **5.14%** (USD), significantly lower than the 10-13% charged by competitors like E*Trade. Additionally, they pay competitive interest on idle cash balances (e.g., up to 4.83% on USD > $10k), making it an excellent place to park capital.
FAQs about Interactive Brokers
Qual a diferença entre Lite e Pro?
Lite (apenas EUA) oferece $0 de comissão, mas vende fluxo de ordens. Pro cobra comissões baixas, mas oferece melhor execução.
Quais são as taxas de margem?
A partir de 2025, as taxas de margem do IBKR Pro começam em cerca de 5,14% USD.
Existe depósito mínimo?
Não, o mínimo é $0 para conta à vista. Contas de margem exigem US$ 2.000.
O que são Contratos de Previsão?
Novidade em 2025, permitem negociar resultados "Sim/Não" em eventos econômicos.
A IBKR oferece cripto?
Sim, clientes elegíveis podem negociar criptomoedas principais junto com ações.
Regulatory Risk Warning
Margin borrowing is only for sophisticated investors with high risk tolerance. You may lose more than your initial investment.