Degiro Review

4.6

Degiro是欧洲领先的纯执行经纪商，现以flatexDEGIRO Bank AG名义运营。这为客户提供了德国银行的安全性和极低的交易费用。它提供进入50多个全球交易所的通道，并以其ETF“核心精选”而闻名。

flatexDEGIRO Bank AG is supervised by the German Financial Supervisory Authority (BaFin). In the Netherlands, flatexDEGIRO Bank AG Dutch Branch is registered with DNB and supervised by AFM and DNB.

Pros

Regulated German Bank (BaFin)
Incredibly low fees compared to banks
Huge selection of global stocks & ETFs
User-friendly proprietary platform

Cons

No Forex or Crypto trading
Real-time data often costs extra
No demo account available

Bank Status & Regulation

Following the merger with Flatex, Degiro is not just a broker but a fully regulated German bank (flatexDEGIRO Bank AG). Your uninvested cash is protected up to €100,000 under the German Deposit Guarantee Scheme, providing a higher level of safety than standard investment firms.

The Core Selection (ETFs)

Degiro is a favorite among passive investors due to its **ETF Core Selection**. This list includes hundreds of popular ETFs (like iShares and Vanguard) that can be traded with €1 commission (plus handling costs), significantly cheaper than standard rates. Fair use policy applies.

FAQs about Degiro

我的钱安全吗？

是的，由于Degiro是一家受监管的银行，根据德国存款担保计划，未投资的现金最高可获10万欧元的保护。

费用是多少？

费用很低。美股每笔交易费用为1.00欧元+1.00欧元手续费。ETF核心精选交易费用为1.00欧元手续费。

我可以交易加密货币吗？

不提供直接加密货币交易。但是，您可以交易加密货币ETN和ETF。

Degiro提供模拟账户吗？

不，Degiro不提供模拟账户。您必须开设真实账户才能查看平台，但最低存款仅为0.01欧元。

谁可以开户？

Degiro向大多数欧洲国家的居民开放。在美国不可用。

Regulatory Risk Warning

Investing involves risk of loss. You can lose (a portion of) your deposit. We advise you to only invest in financial products that match your knowledge and experience.