Interactive Brokers Review
4.9
盈透证券是成熟投资者的首选经纪商。2025年,他们推出了“预测合约”,并继续以行业最低的保证金率和闲置现金的高利息处于领先地位。
Visit Interactive Brokers
Interactive Brokers LLC is a member of NYSE, FINRA, SIPC. Regulated by the US SEC and CFTC.
Pros
- Unbeatable margin rates (Starts ~5.14%)
- Global access (150+ markets in 34 countries)
- High interest on uninvested cash (up to 4.83% USD)
- New "Forecast Contracts" for event trading
Cons
- Complex fee structure (Pro vs Lite)
- TWS platform has a steep learning curve
- Strict KYC and compliance checks
Forecast Contracts (New 2025)
IBKR now offers **Forecast Contracts** via ForecastEx. These allow you to trade on the outcome of economic data releases (like CPI), political events, and climate data. It is a regulated way to hedge against real-world events, separate from traditional asset prices.
Margin & Interest
IBKR Pro offers margin loan rates starting around **5.14%** (USD), significantly lower than the 10-13% charged by competitors like E*Trade. Additionally, they pay competitive interest on idle cash balances (e.g., up to 4.83% on USD > $10k), making it an excellent place to park capital.
FAQs about Interactive Brokers
Lite和Pro有什么区别?
Lite(仅限美国)提供0美元股票佣金但出售订单流。Pro收取低佣金但提供更好的执行和更低的保证金率。
保证金率是多少?
截至2025年,IBKR Pro大额余额保证金率约为5.14%美元,远低于行业平均水平。
有最低存款吗?
不,开设现金账户最低存款为0美元。保证金账户至少需要2,000美元。
什么是预测合约?
2025年新推出,允许您对经济事件(如CPI发布)的“是/否”结果进行交易。
IBKR提供加密货币吗?
是的,符合条件的客户可以在一个账户中交易主要加密货币和股票。
Regulatory Risk Warning
Margin borrowing is only for sophisticated investors with high risk tolerance. You may lose more than your initial investment.