Robinhood Review

4.3

Robinhood开创了免佣金交易的先河。2025年，“Robinhood Gold”会员资格是一个关键的差异化因素，提供5%的闲置现金年化收益率，3%的IRA供款匹配，以及24小时市场准入。

Visit Robinhood

Robinhood Financial LLC is a member of SIPC, which protects securities customers of its members up to $500,000.

Pros

Zero commissions on Stocks, Options, Crypto
Robinhood Gold (High APY & IRA Match)
24-Hour Market (Trade select stocks overnight)
Extremely user-friendly mobile interface

Cons

Customer support is limited compared to pro brokers
Chart analysis tools are basic
Payment for Order Flow (PFOF) model

Robinhood Gold

For $5/month, Gold members get premium features: **5.0% APY** on uninvested cash (FDIC insured up to $2.25M via partner banks), **3% IRA Match** on retirement contributions, lower margin rates, and Level 2 market data from Nasdaq.

24-Hour Market & Futures

Robinhood allows trading on select popular ETFs and stocks 24 hours a day, 5 days a week. In 2025, they also began rolling out **Futures Trading** and **Index Options** to compete with advanced platforms, keeping costs low.

FAQs about Robinhood

交易真的是免费的吗？

是的，买卖股票、期权和加密货币的佣金为0美元。Robinhood通过订单流支付（PFOF）和Gold订阅赚钱。

什么是Robinhood Gold？

Gold是每月5美元的订阅服务，提供5%的现金利息、更便宜的保证金投资和专业研究。

我可以交易加密货币吗？

是的，Robinhood Crypto允许您以零佣金交易比特币、以太坊等。您还有一个Web3钱包。

Robinhood在英国可用吗？

是的，Robinhood于2024年在英国推出，向英国居民提供免佣金的美股交易。

它提供退休账户吗？

是的，Robinhood提供Roth和传统IRA，每存入一美元提供1%的匹配（Gold会员为3%）。

Regulatory Risk Warning

All investments involve risk, including the loss of principal. Options trading entails significant risk.