Saxo Bank Review
4.7
盛宝银行提供优质的交易体验，可交易超过70,000种工具。作为一家受监管的银行，它提供极高的安全性。2025年，盛宝大幅降低费用，并推出了具有竞争力的现金利息。
Visit Saxo Bank
Saxo Bank A/S is a licensed bank regulated by the Danish Financial Supervisory Authority (FSA). License no. 1149.
Pros
- Access to 70,000+ assets (Stocks, Bonds, Options)
- Regulated Bank (FSA Denmark & FINMA)
- SaxoTraderGO is an award-winning platform
- Interest on cash (No lock-in period)
Cons
- High minimums for VIP tiers ($1M+)
- Currency conversion fee (0.25%)
- Not available to US residents
2025 Fee Reduction
Saxo has shed its image as an "expensive" broker. New pricing includes minimum commissions as low as $1 for US stocks and the removal of custody fees in many jurisdictions. The "Classic" account now has no minimum funding requirement, making Saxo accessible to a wider audience.
Wealth Management Tools
Saxo excels for long-term wealth building. Features include **AutoInvest** for monthly ETF savings plans (with waived purchase fees) and **Lombard Loans** (Margin Loans) that let you borrow against your portfolio at rates often lower than traditional personal loans.
FAQs about Saxo Bank
有最低存款吗？
“经典”账户没有最低存款要求。但是，“白金”和“VIP”层级需要更高的存款。
盛宝支付利息吗？
是的，盛宝对大多数货币的未投资现金支付利息。利率是可变的，最高约为4.5%。
盛宝银行安全吗？
是的，盛宝是一家受丹麦FSA和其他顶级机构监管的持牌丹麦银行。信任评分为99/99。
我可以交易期权吗？
是的，盛宝提供来自全球20个交易所的3,000多种上市期权。
美国可用吗？
不，盛宝银行不接受来自美国的散户客户。
Regulatory Risk Warning
Trading financial instruments carries risks. The value of your investments can go down as well as up. Losses can exceed deposits on margin products.