Trading 212 Review

4.6

Trading 212是一家总部位于伦敦的金融科技公司。以“Pies”和“AutoInvest”闻名。2025年，他们保持0.15%的低汇率费用，支付高额现金利息，并提供高达1.5%返现的多币种卡。

Trading 212 UK Ltd. is registered in England and Wales (Register no. 8590005). Regulated by the Financial Conduct Authority (Register no. 609146).

Pros

Zero commission on real Stocks & ETFs
AutoInvest Pies for passive investing
Lowest FX fee in class (0.15%)
Interest on uninvested cash (up to ~5%)

Cons

High FX fees on CFDs (0.5%)
No MetaTrader 4/5 support
Spread markup on CFD accounts

AutoInvest & Pies

Trading 212's signature feature is "Pies". You can build a diversified portfolio of up to 100 stocks/ETFs and treat them as a single asset. With "AutoInvest", you can set a recurring deposit (e.g., $200 monthly) that automatically splits across your Pie slices based on your target percentages.

Fees & The 212 Card

Stock trading is commission-free. The only major cost is the **0.15% FX fee** when trading assets in a different currency. The new **Trading 212 Card** allows you to spend your balance with low exchange rates and earn up to 1.5% cashback, which is automatically reinvested into your portfolio.

FAQs about Trading 212

外汇费是多少？

投资和ISA账户的外汇费用为0.15%。适用于您以不同于账户货币的货币交易资产时。

股票是真实所有权吗？

是的，在投资和ISA账户上，您是股票的受益所有人。在CFD账户上，您是在交易衍生品。

什么是“Pie”？

Pie是您创建（或复制）的股票/ETF集合。您可以一键投资整个Pie。

有卡吗？

是的，“212卡”是一种多币种借记卡，提供高达1.5%的返现，返现会自动再投资到您的投资组合中。

支持MT4吗？

不，Trading 212使用自己的专有应用程序。不支持MetaTrader。

Regulatory Risk Warning

Investments can fall and rise. You may get back less than you invested.